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Ashley Horton, Real Estate Agent

MRP | ABR | Global Real Estate Advisor

704.975.5418

ashley.horton@charlotteluxehomes.com

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north carolina

Categories

Myers Park

Community

September 12, 2025

South Charlotte Gems: Myers Park vs. Eastover, Charlotte NC

Lake Norman vs. Lake Wylie, Charlotte NC

Community

September 8, 2025

Lake Norman vs. Lake Wylie, Charlotte NC

What It Takes to Win in Charlotte’s Real Estate Market

Buying

August 21, 2025

What It Takes to Win in Charlotte’s Real Estate Market

What to Know About Living in Riverchase Estates

Community

July 15, 2025

What to Know About Living in Riverchase Estates

Community

July 1, 2025

Best Parks in Charlotte: A Guide for People and Pets

Step inside 6398 Chimney Bluff Road, a move-in ready 2023 Classica home in Riverchase Estates, and explore its open, light-filled living spaces, private wooded lot, and seamless indoor-outdoor design. From the designer finishes to the flexible layout, every photo reveals the thoughtful details that make this home stand out.

Community

May 20, 2025

Best Gated Communities in Charlotte NC

Biggest companies in Charlotte, NC

Community

April 22, 2025

What Are the Biggest Companies in Charlotte, NC? Discover the Top Employers Driving the City’s Growth

Is Charlotte, NC safe?

Community

April 15, 2025

Is Charlotte, NC Safe? Discover What Makes This City One of the Best Places to Live

Community

April 8, 2025

Is North Carolina a good place to live? Discover why so many people are moving here

Things to do in Charlotte

Community

February 24, 2025

Things to Do in Charlotte, NC

Community

February 20, 2025

Best Neighborhoods in Charlotte, NC

North Carolina vs. South Carolina: What to Know Before You Move Here

Relocation

February 7, 2025

North Carolina vs. South Carolina: What to Know Before You Move Here

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Ashley Horton, Real Estate Agent

MRP | ABR | Global Real Estate Advisor

704.975.5418

ashley.horton@charlotteluxehomes.com

Charlotte Office

532 Governor Morrison Street, Suite C-110
Charlotte NC 28211

Sotheby’s International Realty® is a registered trademark licensed to Sotheby’s International Realty Affiliates LLC. Each office is independently owned and operated. Equal Housing Opportunity.

North Carolina is the only state that does this wh North Carolina is the only state that does this when buying a home…

It’s called due diligence money, and it’s one of the most misunderstood parts of the buying process- even for people who’ve bought here before. If you’re moving from out of state, it can feel confusing or even unnecessary.

Here’s the plain-English version:
	•	Buyers in NC often pay two deposits: earnest money and due diligence.
	•	Earnest money is refundable under certain contract conditions.
	•	Due diligence is paid directly to the seller once the contract is signed. It’s not refundable if the buyer walks away, but it is credited back to the buyer at closing.
	•	Think of it as a buyer’s way of showing they’re serious-a small piece of “skin in the game” that compensates the seller for taking their home off the market while inspections, financing, and appraisals happen.

Why does this matter? Because understanding due diligence upfront helps you make confident decisions when it matters most. It ensures you know the risk, the benefit, and how it fits into your bigger financial picture before you ever write an offer.

Every transaction is different, and your agent’s role is to guide you through what’s competitive, what’s comfortable, and what the seller is likely expecting. That’s why I walk every client through this during our very first consultation- before we ever look at homes. It sets the expectations, arms you with knowledge and confidence, and lays out what I call the “rules of engagement”- so you know exactly what to expect from me, what I expect and need from you, and how we’ll protect your financial well-being throughout the process.

Save this post, share it with anyone you know moving to North Carolina, and if you have questions or want to talk through what this looks like in real life, I’m always happy to chat.

704.975.5418 | www.CharlotteLuxeHomes.com 

#NorthCarolinaRealEstate #DueDiligence #HomeBuyingTips #CharlotteNC #RealEstateEducation
Ready to begin your home search? Here’s what it’s like to work with me as your dedicated buyer’s agent.

I treat every client relationship as a true partnership, aligning your goals with my expertise to deliver the very best outcome. My role is to guide you to the closing table with ease and confidence, transforming the process into a seamless and rewarding experience. 

Reach out to me to connect! 
📞 704.975.5418 | ✉️ ashley.horton@premiersir.com
www.charlotteluxehomes.com
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#CharlotteRealtor #BuyerProcess #CharlotteNC
📉 Interest rates dropped again - and this weeke 📉 Interest rates dropped again - and this weekend, we’ve already seen buyers coming back strong.

Why does that matter? Because even a small shift in rates can completely change the way a monthly payment looks. For some buyers, that means more purchase power. For others, it means the home they’ve had their eye on suddenly feels within reach.

And let’s be real — I can say that all day, but it doesn’t hit until you actually see the numbers. So, I partnered with Nelson Pharr at Wells Fargo Home Mortgage to run real scenarios for 4 of my listings as if you were to buy them today and what that might look like for you. These aren’t hypotheticals- they’re based on today’s programs and rates, so you can see exactly how different loan options might play out. Real homes, real numbers.

Here’s the best part: you don’t have to guess. Each property has its own interactive tool where you can plug in different down payments, loan programs, or rate changes and instantly see how the math could work for you.

🖇 Copy and paste these links to try it yourself:

• 5056 Crandon Road: mortgageoptions.wf.com/d34a5c447

• 2723 Providence Pine Lane: mortgageoptions.wf.com/bdeed9a55

• 10200 Amsterdam Drive: 
https://mortgageoptions.wf.com/listings/10200-Amsterdam-Dr-Mount-Pleasant-NC-28124/818430_rpid

• 6398 Chimney Bluff Road: mortgageoptions.wf.com/b1d7cf067

The bottom line? The market is moving, and clarity matters. My job is to make sure you understand your options, feel confident in your decisions, and never have to wonder if you’re guessing.

If this sparks questions, or if you’re curious what this could mean for your own plans- let’s talk.

Ashley Horton | Premier Sotheby’s International Realty 
704.975.5418 | www.CharlotteLuxeHomes.com

#interestrates #charlotterealestate #mortgagerates #northcarolinahomes #housingmarketupdate #luxuryrealestateagent #homebuyingtips
Both Lake Norman and Lake Wylie offer incredible l Both Lake Norman and Lake Wylie offer incredible lifestyles just minutes from Charlotte, but your choice comes down to vibe, lifestyle, budget, and location. 

Are you drawn to a bustling lake scene with luxury homes and water sports galore? Or do you prefer a quieter retreat with a strong community feel and easy city access?

Either way, living near the lake is a major perk, and I’m here to help you navigate your options.

From neighborhood insights to realistic pricing ranges, I can guide you to the lake that fits your life perfectly.

Ready to explore? Let’s find your dream lake lifestyle! 
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#LakeNorman #LakeWylie #CharlotteNC
August was a whirlwind- full of shifting condition August was a whirlwind- full of shifting conditions, tough negotiations, and big decisions for buyers and sellers.

In the middle of all that, I was recognized as the #1 Top Producer for the month. 🏡✨

Why does that matter? It reflects what clients needed most in August: someone who could read the market, anticipate challenges, and give them the confidence to move forward in uncertain conditions. That’s the role I take seriously- not just writing contracts, but helping people make the biggest financial decisions of their lives with clarity and strategy.

I’m grateful for the trust my clients place in me- that’s the real honor behind the recognition. And if August was any indication, the fall market will be just as eventful.

704.975.5418 | www.CharlotteLuxeHomes.com 

#CharlotteRealEstate #TopProducer #MarketExpert #Gratitude #listingagent #realestateagent #luxuryrealestate
Check out this week’s featured listings across N Check out this week’s featured listings across North and South Carolina. 🏠

Each property offers a unique opportunity to experience exceptional living.

Head to my website to check out more details these amazing listings: www.charlotteluxehomes.com
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#CharlotteLuxeHomes #CharlotteRealEstate #HomesForSale
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